Holiday Hours
We will be closing at noon on Tuesday, December 24th and will be closed on Wednesday, December 25th. We will be closing at 3 pm on Tuesday, December 31st and remain closed on Wednesday, January 1st.
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Right to Receive a Copy of Appraisal: If your loan will be secured by a lien on a 1-4 unit residential dwelling, we may order an appraisal to determine the property's value and charge you for this appraisal. We will promptly give you a copy of any appraisal, even if your loan does not close. You can pay for an additional appraisal for your own use at your own cost.
ECOA Notice: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract; because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Protection Act. The Federal agency that administers compliance with this law concerning this creditor is: The Federal Deposit Insurance Corporation, Consumer Response Center, 1100 Walnut Street, #11, Kansas City, MO 64106 If you are denied credit, you have the right to a statement of specific reasons within 30 days, if the statement is requested within 60 days of denial. You may request a written statement by contacting Keystone Savings Bank, 81 Main Street, PO Box 367, Keystone, IA 52249 Telephone 319-442-3218.
The information contained in this request for credit is provided for the purpose of obtaining credit with Keystone Savings Bank on behalf of the Borrower(s). By submitting this Request the Borrower(s)